Exceptional diamonds should feel considered, personal and within reach. Explore lay-by, Payflex and Float to find the payment solution that suits your lifestyle.
Secure your ring with a deposit and pay the balance over time.
Pay in four over six weeks, subject to checkout approval.
Explore longer-term card-based instalments where available.
Compare lay-by, Payflex and Float to find a payment approach that suits your budget, timing and ring journey.
Pay 50% of the total price to secure your diamond and setting.
Pay the balance in regular instalments over 3 to 6 months.
Collect your ring once the final payment is made.
Pay the first 25% at checkout when your purchase is approved.
The balance is split into 3 equal payments, automatically debited every 2 weeks.
No interest and no fees when payments are made on time. Missed-payment/default fees may apply.
Up to 24 interest-free, fee-free monthly instalments.
Zero interest, zero fees, zero credit checks. Pure simplicity.
Continue earning your credit card reward points.
Enter your ring price to see an estimated breakdown across all three payment options.
Enter the total price of your ring to see how each payment option breaks down. Payflex assumes Pay in 4: 25% upfront, then 3 payments over 6 weeks.
| Feature | Lay-By | Payflex | Float |
|---|---|---|---|
| Upfront Cost | 50% Deposit | 25% Upfront | Full Amount |
| Interest Charges | None | None | None |
| Payment Timeline | 3 to 6 Months | 6 Weeks | Up to 24 Months |
| Hidden Fees | None | None | None |
| Credit Check | No | Approval Required | Light |
| Ring Held During Payment | Yes, Until Complete | No, Subject to Checkout Approval | No, Ships Immediately |
| Best For | Budget Planning | Short Term Flexibility | Maximum Flexibility |
Payflex purchases are subject to approval and payment dates are managed by Payflex. Pay in 4 is interest-free and fee-free when payments are made on time; missed-payment or default fees may apply.
Whether you choose lay-by, Payflex or Float, your perfect ring is within reach. Schedule a consultation to explore all your options.
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